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Mercer Health and Benefits Administration LLC

AR Insurance License #100102691

CA Insurance License #0G39709

TX Insurance License #1850385

In CA d/b/a Mercer Health and Benefits Insurance Services LLC

Mercer

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BNY employee participation in this program and/or use of these services and/or products is completely voluntary. While BNY makes this program provided by Mercer ** (“Vendor”) available to its US eligible employees and, as applicable, their eligible dependents, it does not recommend or endorse any services or products. Should you elect to participate in Vendor’s program and/or utilize any of its services or products, you are solely responsible for the cost, taxes and any outcomes resulting therefrom. No contributions are made by BNY. The sole function of BNY with respect to the program is to permit the Vendor to publicize the program to employees, collect premiums through payroll deduction and remit the premiums to the insurer. BNY does not assume any liability for your or your dependents’ use of the Vendor or its services or products, including with regard to relying on advice that you may receive. By using this Vendor and its services and/or products, you agree not to hold BNY liable for such use. The Vendor is not affiliated with BNY Mellon and BNY receives no consideration (monetary or otherwise) in connection with the provision of such services and products.

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